What is an RICP?


RICP stands for Retirement Income Certified Professional.


One of the greatest risks to SECURiMENT is failing to eliminate common retirement pitfalls.


One way you can help yourself is by working with a financial professional who has the right knowledge, motivations and qualifications. Many advisors concentrate on asset accumulation or growing assets.


Heck, I like growing my client's assets as well. It makes me feel good and the money allows my boys to enjoy their Starbucks 4 times a day. (Kidding, sort of...)


But there’s more to creating your peace of mind retirement and you MUST understand the following:

Far more important than the accumulation of assets is how you de-accumulate your assets in retirement. The order in which you spend your money down. Much like it makes sense to put your socks on before your shoes in the morning, there is a specific order of liquidation that benefits you in retirement.

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A professional with the RICP designation delves much more deeply into this specific area of retirement income planning.  An RICP addresses everything from how you can use your savings in smart, strategic ways to realize your ideal retirement, to making a financial action plan for how you'll be cared for if you can no longer take care of yourself

An RICP also helps you plan for potential issues that can have a serious negative impact on your retirement plan.  The result is simple: your money will last longer. 


Make sure you're working with an RICP or contact me and I'll show you can achieve SECURiMENT!

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rose Advisory Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by BCM.  Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.