January 17, 2021


Hello and thank you for visiting mySECURiMENT.com. By the way, by reading this far you have undoubtedly read further than my 3 sons. They think SECURiMENT is silly, but you shouldn’t. This is the race of your life after all! 

My goal as a retirement strategist is for your retirement savings to last as long as you do. I say that a little “tongue and cheek” but many studies show that future retirees are more afraid of running out of money than they are of actually passing away...

Before we get started, please allow me to share a new term with you: SECURiMENT.

SECURiMENT - is retirement, but with security. It’s feeling secure and, because this may seem abstract, I urge you to consider what this concept might mean for you.

What does it mean to feel secure? Does it mean that you might feel at ease in retirement? At ease, now, because your future is secure?

When reviewing a retirement plan, you can strip away all the individual variables. The various risks and investment choices. Tax brackets and rates of return. Measures of inflation, insurance policies or ways to protect your principal. Those are all just tools, or words, or concepts or solutions with one specific outcome in mind. For you to feel good. For you to have peace of mind in retirement. 

My experience (and research) suggests that as you approach the line that separates work from play, at the core, you just want to feel good. Your mind at ease. Less needless worry. More restful nights. The feeling of confidence. Of feeling assured - that it will all be OK. That your future is planned and that you will be taken care of. That you can take a deep breath. 

SECURiMENT is like financial wellness. (You already have a fitbit for your physical fitness!)

Do you want this feeling? It’s what I want in my life - for sure! I wish I could bottle it up for you but it’s not quite that easy. The concepts covered on this site will help you achieve SECURiMENT

Not running out of money in retirement is risky (and tricky) business. There are no bailouts, do-overs or mulligans. And here in Illinois - it’s even harder. Local taxes are terrible. Overall, it’s very expensive to live, work and retire here. What’s at risk are the fruits of a lifetime of your hard work. You deserve the best possible outcome.


Darryl Rosen, CPA, MBA

Retirement Income Certified Professional (RICP)

Certified Long-Term Care Specialist (CLTC)

P.S. A SECURiMENT plan (TM) is a proprietary, one-of-a-kind, comprehensive study of all facets of your retirement plan. What could go right, and what could go wrong. Where you are now, where you want to be and what needs to happen to get you there. If having this plan might give you some peace of mind, please call (224) 300-5174

Northwest Suburbs
1821 Walden office Square
Suite 400
Schaumburg, IL 60173

Phone: (224) 300-5174

Western Suburbs
3333 Warrenville Road
Suite 200
Lisle, IL 60532
Northern Suburbs
790 Estate Drive
Suite 200
Deerfield, IL 60015
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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Rose Advisory Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by BCM.  Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.